Offshore banking carries a reputation it has largely outgrown. The era of secret numbered accounts is over; the modern reality, under FATCA and global information-sharing, is that legitimate international banking is fully transparent and fully reported. For a U.S. person with an offshore trust or company, a foreign account is simply where the structure holds its assets, and choosing the right institution is a meaningful part of the plan. We help our clients make that choice and open that door.
First Principles

The Compliant Foundation

We will state this plainly, because it governs everything else on this page. Offshore banking, done our way, is legal, transparent, and fully reported. It is not a tool for hiding assets, evading tax, or escaping legitimate obligations, and we do not assist with any of those things.
  • A U.S. person may lawfully hold foreign accounts, provided they are reported.
  • A foreign account does not reduce U.S. tax; U.S. persons are taxed on worldwide income wherever it sits.
  • Every account is disclosed through the required filings. Reporting is not an afterthought; it is the foundation.
The Rationale

Why International Banking Belongs in a Structure

If banking offshore does not save tax, why do it? Because it serves real, legitimate purposes that have nothing to do with secrecy:
  • Custody for the structure. A Cook Islands or Nevis trust needs an account to actually hold and manage its assets, ideally outside the reach of the same domestic system the structure is designed to insulate against.
  • Jurisdictional diversification. Holding assets across more than one country and banking system reduces concentration risk.
  • Currency and access. Multi-currency banking and access to international markets and instruments not always available domestically.
  • Institutional strength. Certain international private banks offer capitalization, stability, and service suited to substantial cross-border wealth.
Our Role, Precisely

What We Do, and What We Don’t

It is important to be exact about the line we work within. We are your legal counsel and coordinator, not a bank and not a broker of guaranteed accounts.

What we do

  • Introduce you to vetted international institutions suited to your structure and profile.
  • Coordinate the application and prepare the supporting structure.
  • Integrate the account into your trust, LLC, and overall plan.
  • Coordinate with your tax advisor so every filing is made.

What we don’t

  • Provide banking services or hold client funds ourselves.
  • Guarantee that any institution will accept you, the bank decides.
  • Facilitate secrecy, non-reporting, or tax evasion of any kind.
  • Promise specific terms, rates, or outcomes from any bank.
The honest expectation
Every reputable international bank runs its own due diligence and makes its own decision. Our role is to open the right doors and present you well; the institution’s acceptance is theirs to grant. We will tell you candidly where you are likely to be a strong fit.
Our Network

Vetted Relationships

Over years of cross-border work we have built relationships with established banking and custody institutions across several jurisdictions, including long-standing private-banking centers in Switzerland and beyond. We match each client to institutions that fit their structure, jurisdiction, and profile, rather than pushing a single option. The goal is the right home for your assets, with a counterparty whose stability and standards we trust.
Compliance

Reporting Is Non-Negotiable

Holding a foreign account brings reporting duties, and meeting them is the entire point of doing this correctly. Depending on balances and structure, these typically include the FBAR (FinCEN Form 114) for foreign financial accounts and IRS Form 8938 under FATCA, alongside any trust filings such as Forms 3520 and 3520-A. We coordinate directly with a CPA in our network so nothing is missed. Properly reported, your international banking is simply a transparent part of a well-built plan.
Reviewed by Yonathan Amselem, Esq.Founding Attorney, Calvary International Law · Member, District of Columbia Bar, No. 1023271. Yonathan advises individuals, families, and businesses on offshore structuring and cross-border planning.